"Paid as agreed" on your credit report is:

Asked 9 months ago
Viewed 522180 times
A. Good. You made an agreement to not pay the full balance.
B. Good. It means your loan is paid off.
C. Bad. It shows you just did the bare minimum.
D. Bad. It happens when you get sued.

1 Answer



B. Good. It means your loan is paid off.


When the account says "Pay as agreed," it means all the payments have been made in full and within the time agreed with the creditors.   On the credit report, the ''pay as agreed'' is a status that shows all payments were made as per the terms of the creditor.

The "pay as agreed'' status shows the customer as a low-risk borrower. A lender will be willing to advance credit to such customers.

Dr. Theodora Wisozk
15.5k 3 10 26
answered 9 months ago